What is the Hotmart Card and how do I apply for one?

The Hotmart Card is an exclusive benefit for creators, cocreators, and affiliates with a physical address in Colombia for tax purposes. The card allows you to access and use the funds in your Hotmart account anytime, anywhere.

With the Hotmart Card, you can efficiently manage your expenses and reinvest in your business with total control through the Hotmart app. You can use it for online and in-store purchases at any location that accepts Mastercard, as long as your Hotmart account has an available balance.

Important: The Hotmart Card is only available for purchases in US dollars (USD), so the transaction must be compatible with that currency.

This article describes how the Hotmart Card works in Colombia. If you want to learn more about the Hotmart Card in Brazil, access the version of this article in Portuguese.

With no annual cost or maintenance fees, it is possible to make domestic and international purchases using the virtual version of the card. You can create up to 10 virtual cards to organize your expenses and investments by categories. The limit is linked to the balance of your Hotmart account, allowing you greater control over your expenses.

With the Hotmart Card, you save on withdrawal fees. You don’t need to wait for the money to be transferred to a bank account, and you also avoid currency conversion. Your balance remains in US dollars (USD), preserving the value of your work in a strong currency and ready to be reinvested in your business.

Eligibility requirements for the Hotmart Card in Colombia:

• You must be a Hotmart creator, cocreator, or affiliate with a physical address in Colombia for tax purposes;
• Your account must not be blocked.
• Your balance must not be blocked.
• All necessary documentation must be approved.
• You must have at least 5 approved sales, with the first sale made over 7 days ago.

The Hotmart Card will begin to be gradually made available to eligible users in Colombia starting in the second half of July 2025.

How to request your virtual Hotmart card

If you're eligible, you can apply for a Hotmart Card directly through the app. 

1. Update the Hotmart app and log in using the same email you use for your Hotmart account.
2. In the app, go to My Business and select Hotmart Cards.
3. Tap Request card in the bottom corner.
4. On the next screen, choose Virtual card.
5. Select your card category and click Continue.
6. Review your details.
7. Enter your PIN.
8. All set! Your new virtual card has been generated, and you can start using it right away for secure online purchases or to reinvest in your business!

*Your PIN is a unique 6-digit code used to ensure security when issuing virtual or physical cards. It is separate from the password for the physical card or the app.

Hotmart Journey and Mastercard benefits

As you reach new milestones on your Hotmart Journey, you'll receive a personalized card to celebrate your achievements.
The cards from Hotmart Project to Hotmart Mission fall under the Mastercard Business category. The cards from Hotmart Black One to Hotmart Cosmos fall under the Mastercard Black category.

Mastercard Business Category 

If your business is Hotmart Project, Hotmart Blueprint, Hotmart Build, Hotmart Spaceship, or Hotmart Mission, you will be in the Business category and have access to the following Mastercard benefits:

• Protection against theft and assault at ATMs.
• Car Insurance.
• Purchase protection.
• Extended warranty.

Mastercard Black Category

If your business is Hotmart BlackOne, Hotmart BlackMoon, Hotmart BlackVenus, Hotmart BlackSun, Hotmart BlackSirius, or Cosmos, you will be in the Black category and will have these benefits:

• VIP lounges: Access to over 1500 VIP lounges in airports, with complimentary food and drinks, and more.
• 24-hour personal assistant.
• Baggage protection.
• Assistance with travel inconveniences.
• Medical insurance while traveling.
• Protection against theft and assault at ATMs.
• Car Insurance.
• Purchase protection.
• Total extended warranty.

Each card, like Hotmart Legacy, is linked to a specific income level. Users must meet the income criteria to qualify for a card at each milestone. Upon making a request, the system will verify your current milestone, and the card will be issued based on your milestone at the time of the query.

For more information on Hotmart Journey, visit our article: Discover Hotmart Journey: Stars and Legacy.

For further details on benefits, visit the official Mastercard website by clicking here.

 

Frequently Asked Questions

❯ How soon after I apply for a Hotmart card will it be available?

Your virtual card will be available for use immediately. 

❯ Is the Hotmart Card available in other countries?

At the moment, the Hotmart Card is available only for Creators from Colombia and Brazil.

❯ How do I block or delete a virtual card?

To temporarily block a virtual card, log in to the Hotmart app, select the card, and enable the Block Card option. You can unblock it anytime.
To delete a virtual card, log in to the Hotmart app, select the card, and click Delete Card. The card will be permanently blocked and can no longer be used.

❯ Can I use the Hotmart Card for purchases in Colombian Pesos?

At the moment, the Hotmart Card for Colombia is enabled only for purchases in US dollars (USD). Purchases in Colombian Pesos (COP) are not allowed.

❯ Can I make purchases in installments with the Hotmart Card?

Currently, the Hotmart Card is a prepaid card that functions as credit, but does not allow payment in installments.

❯ If I make a purchase with my Hotmart Card, will my net sales payouts continue to be transferred automatically to my bank account every month?

No. By making the first purchase with the Hotmart Card, the monthly automatic transfer of your net commission is temporarily suspended automatically.
If you wish to use your integrated balance directly on the card (for example, to invest in paid traffic), it is ideal to keep this option disabled. This way, you ensure that the balance remains available on the card, without being transferred to your bank account.

❯ I made my first purchase with the Hotmart card, but I prefer to keep my automatic transfers activated. How can I reactivate them?

To reactivate the monthly automatic transfers after the first purchase with the Hotmart card, follow the instructions below:

1. In the Hotmart app, access the "Hotmart Cards" section.
2. Click on "Set up your automatic transfer."
3. Select the option "Automatic transfer activated."
4. You can deactivate the monthly automatic transfers following the same step-by-step.

Important: This option will only be visible after you make your first purchase with the Hotmart Card.

❯ Can I link my card to Samsung Pay, Google Pay, Apple Pay, or other digital wallets?

At this time, it is not possible to link the Hotmart Card to digital wallets.

❯ What is the limit of my card, and how can I adjust it?

Your Hotmart Card limit is equal to the available balance in your Hotmart account—this means the funds that have already been approved for withdrawal. This gives you more control over your spending. 

❯ How do I create multiple virtual cards?

1. Go to the Cards section in the Hotmart app. Tap + Create Virtual Card.
2. Enter your 6-digit PIN.
3. Accept the terms and conditions, then click Request.
4. That’s it! You can now create up to 10 virtual cards to better organize your expenses or optimize your ad campaigns.

❯ Why was my transaction declined?

• As you use the Hotmart Card, we learn more about your spending patterns. To protect your security and ensure a smooth experience, some high-value transactions may be declined if your spending history is not yet well-established.
• Transactions may also be blocked based on the rules and criteria of the business you are purchasing from. In this case, you will need to contact the business directly for more information.
• Additionally, if the transaction amount exceeds the available balance in your Hotmart account, the transaction will not go through. Remember, your card’s limit is based on the amount deposited and available for withdrawal in your Hotmart account.